Direct S&L to change Ghana’s banking industry

Express Capital, an indigenous microfinance company, which has been in operation for five years, has acquired a Savings and Loans license from the Bank of Ghana.

The CEO of Direct Savings and Loans, Ben Adu-Owusu stated at the launch that “high corporate governance standards have been fundamental to our success and will remain the bedrock of the company’s long term sustainability.”

He added: “Although at times, a seemingly taxing process, good corporate governance standards cannot be overemphasized. This position has been our guiding light as we move towards our vision, investing in the people, technology and processes that will ensure protection of the capital and integrity of the company.

“Going forward, I expect effective corporate governance to rise as a key differentiating factor in the long term financial strength of companies in the industry. [And] we, Direct Savings and Loans Ltd, pledge to ensure that our established management structures, risk management processes and internal audit procedures continue to be highly valued hallmarks of our institution”.




Direct Savings and Loans Ltd is not only providing financial aid to its customers but also working towards creating and sustaining wealth for its customers, and returning excellent results for shareholders and business partners.

As a leading player in financing micro, small and medium enterprises (MSMEs), Direct Savings and Loans Ltd remains committed to providing excellent products and services and expanding to new regions of the country.